Credit Supervisor

We are changing the way people buy cars, fixing the largely broken used cars sector.

Spotawheel, an Endeavor company, is a trusted high-tech used cars B2C platform that redesigned the whole buy-sell process from scratch, ensuring value, transparency and customer satisfaction at the highest levels throughout.

Launched in 2015, we are currently incorporated in 3 countries, growing aggressively towards our mission of disrupting the €500 billion European market. Spotawheel has been recognized as one of Europe’s fastest-growing companies for three consecutive years, 2021, 2022 & 2023, by the Financial Times.

Unlike traditional used car dealers, we rely on advanced proprietary technology to be much more efficient and effective in the way we work, being able to sustain top vehicle quality and customer experience at large scale.

Our people at Spotawheel are our driving force, trusting them to meet and exceed our customers’ expectations. We invest in our people first and foremost, so that we can create a culture of excellence, recognition and ethics that is above all fun to be a part of.

We are currently looking for a Credit Supervisor to join our F&I Team in Romania.

As a Credit Supervisor you will be responsible for ensuring leasing applications are approved with independent due diligence, adhering to regulatory and credit guidelines. You will also be responsible for the management and coordination of the accounts receivable functions.

Your Key Responsibilities will be to:

• Adhere to company credit policies and procedures that retain a smooth running of the department and avoid excessive credit limits
• Assess financial data for companies applying for operational leasing and calculate credit eligibility
• Perform fraud inspection
• Process financial data, perform credit check and inspection of all related documentations
• Run the Know Your Customer process
• Identify and escalate potential red flags including fraud detection
• Offer recommendation for Exception Approvals to Management
• Review Appeal Cases with Management
• Run reports and analyse data pertaining to delinquencies and share with executive staff and managers as needed

Requirements

• BSc in Accounting, Economics, Banking and Finance or relevant field
• 2+ years of experience in credit underwriting/evaluation of companies is a must
• 2+ years of experience either in the Banking or in the Automotive industries and leasing companies is a plus
• Hands-on experience with accounting software and accounting receivable processes
• Excellent analytical skills, with the ability to create and process financial spreadsheets
• Strong communication and negotiation skills
• Excellent command of the English language, both written and verbal

Benefits

• Competitive compensation
• Spotawheel Stock Option Plan
• Hybrid work scheme
• Daily exposure on top-notch technologies, practices and methodologies
• Professional development plan & specialization in a high-demand market
• Unlimited support to achieve your personal aspirations
• Values based, fun and fast-paced environment